AmaCzech achithe irekhodi ku-inthanethi ngonyaka odlule. Ngokusho kwe-Association for Electronic Commerce, ama-e-shops asekhaya athole imiqhele eyizigidi eziyizinkulungwane eziyi-196. Lokhu kungaphezu kwezigidigidi ezingama-41 kunonyaka odlule. Ngaphezu kwalokho, izindleko zama-Czechs nazo ziyakhula ngokuthengwa kuma-e-shop angaphandle. Ngesikhathi esifanayo, ukuthengiselana okwengeziwe kwenziwa kusuka kumakhalekhukhwini. Nokho, izingozi zingahlotshaniswa nokuthenga okulula. U-Martin Prunner, okwamanje ongumphathi wezwe wommeleli wendawo we-PayU, ongomunye wabadlali ababaluleke kakhulu ezinkokhelweni ze-inthanethi emakethe yasekhaya nasemhlabeni wonke, uchaza indlela yokuzivikela engcono kakhulu kubo nokuthi yiziphi ezinye izinkokhelo ze-inthanethi.
Ikuphi ukukhula kwenkokhelo okubone kumasistimu akho ngonyaka odlule, futhi ukuphathe kanjani?
Siphinde saba nonyaka wokuqopha. Umthelela we-coronavirus kanye neqiniso lokuthi enye ingxenye yomnotho yasheshe yathuthela emhlabeni we-inthanethi kwabonakala kakhulu, okube nomthelela ekwehleni okukhulu kwemali ekulethweni nasekukhuleni kwenani lezinkokhelo ze-inthanethi. Ngesikhathi esifanayo, kwakuwukuphela konyaka okunamandla kakhulu. Ezinye izinsuku ngoNovemba, isibonelo, siqophe inzuzo ephindwe kabili uma kuqhathaniswa nonyaka odlule.
Ingabe ubhalise ukugcwala okugcwele kwamasistimu anokukhula okungaka?
Izinkokhelo nawo wonke amasistimu asebenze ngokuthembekile. Silindele ukwanda futhi sikulungele. Azikho izinkinga ezingalindelekile. Ngesikhathi esifanayo, sinaka kakhulu ukuphepha. Lokhu kubalulekile kuwo wonke umkhakha futhi izinga lawo liyakhula njengamanje.
Kanjani ngempela?
Izinga elisha, elibizwa nge-3DS 2.0, linomthelela kulokhu Kuyisihloko esingaziwa kakhulu phakathi kwamakhasimende. Ilandela imiyalelo ye-EU eyethulwa ngo-September 2019 futhi eyaziwa ngokuthi i-PSD 2. Ngamafuphi, lezi zinyathelo ezintsha zandisa ukuphepha, i-PayU ihambisana nazo ngokugcwele, futhi okwamanje izinkokhelo ze-inthanethi ezicutshungulwayo zisebenzisa isixazululo se-3DS 2.0.
Ingabe lezi zinqamuleli zingenziwa zifinyeleleke kakhudlwana kumsebenzisi ojwayelekile?
Zihlobene nokuqinisekiswa kwekhasimende. Ngokuphelela kakhudlwana, kunomthelela ekulweni nokukhwabanisa. Uma sikhuluma nje, i-3DS 2 yethula ukuqinisekiswa kwekhasimende okuqinile futhi idinga ukusetshenziswa okungenani kwezinto ezimbili kwezintathu ezilandelayo: into ikhasimende eliyaziyo (i-PIN noma iphasiwedi), into ikhasimende elinayo (ifoni) kanye nento ikhasimende eliyiyo (a umunwe wezigxivizo zeminwe, ubuso noma ukubonwa kwezwi).
Ingabe i-3DS 2.0 isebenza kukho konke okwenziwayo?
Okunye okwenziwayo kuzokhishwa kulogi. Lokhu kunjalo ikakhulukazi ngevelu engaphansi kwama-EUR 30, futhi akukho misebenzi engaphezu kwemihlanu evunyelwe ngokulandelana. Uma inani eliphelele ekhadini elilodwa lingaphezu kuka-€100 emahoreni angu-24, kuzodingeka ukuqinisekiswa okuqinile. Kodwa-ke, kungenzeka ukudinga ukuqinisekiswa okuqinile kwanoma yikuphi ukuthengiselana, ngisho namanani aphansi, uma, isibonelo, ibhange elikhiphayo linquma ukwenza kanjalo.
Yiziphi izinzuzo ezilethwa i-3DS 2.0 kubakhangisi?
Isibonelo, ibasiza ukuthi bahlangabezane nezidingo ezintsha zazo zonke izinkokhelo ze-elekthronikhi. Uma umthengisi enenani elikhulu lamakhasimende eYurophu, kuyadingeka ukuthi i-3DS 2 isebenze. I-3DS 2.0 inamandla aqinile okulwa nokukhwabanisa kuyilapho inikeza ulwazi oluhle lwekhasimende. Ngesikhathi esifanayo, i-3DS 2.0 isiza ukudlulisa umthwalo wemfanelo wokuthengiselana kusuka kumthengisi kuya ebhange elikhiphayo, ibhange elikhiphayo lithatha ingozi kuye ngemva kokugunyazwa okugcwele kwe-3DS 2.
Ingabe wonke umuntu usevele usebenzisa leli zinga noma cha? Njengekhasimende, ngazi kanjani ukuthi inkokhelo ivikelwa i-3DS 2?
Ngingakhulumela i-PayU kuphela ngalesi sikhathi. Konke ukukhokha manje sekucutshungulwa yi-PayU ngezinga elisha le-3DS 2.0. Kunzima ngekhasimende ukubona ngokucacile ukuthi ukuthengiselana kuzokwenzeka ngayiphi indlela, noma kwenzeke, ngoba ibhange elikhiphayo linquma lapho ligunyaza ukuthengiselana ukuthi kuyadingeka yini ukugunyazwa okugcwele kwe-3DS 2.0 noma ukuthi igunyaza ngendlela ekhethekile ngaphandle kwe-3DS. 2.0. Kodwa-ke, ibhange alizikhululeli umthwalo walo.
