Umlayezo wezentengiso: Ukuthenga izipho ngaphambi kukaKhisimusi kungenye yemithombo eyinhloko yengcindezi ngaphambi kwalawa maholide. Ukukhetha isipho esifanele, ukuba nesikhathi esanele sokusilethela nokusonga kahle konke kudinga ukuhlela namandla engqondo. Kuthiwani uma uthola isipho esihle kodwa ungakwazi ukusikhokhela ngokugcwele? Bese kuba nesinqumo sokuthi kuyafaneleka yini ukuzibophezela ekukhokheleni imali yezinyanga ezinde. Ngokuvamile, le nkinga iphakama ngomakhalekhukhwini, abamele into edumile kodwa okunzima ukuyithenga ngoKhisimusi. Ake sibhekisise izinketho zokukhokha kancane kancane ifoni yakho.
Thola ukubuka konke kwezimali zakho
Isinyathelo sokuqala nesibalulekile umbono onemininingwane eminingi futhi ongokoqobo wamathuba akho ezezimali. Ukuthenga ifoni entsha ukuzibophezela okukhulu. Uma isabelomali sakho sisengozini yokuguquguquka phakathi nonyaka, noma ungenaso isiqiniseko sokuthi uyakwazi ukukhokha, ngakho-ke kungcono ukugwema ukubolekwa imali. Kungcono ukuba nesipho sikakhisimusi esimpofu kancane kulo nyaka kunokuba kube nokungena kwabakweletayo babhalisa ngaphansi kwesihlahla ngonyaka ozayo.
Cabangela ukuthi iyiphi inketho yokukhokha engcono kakhulu kuwe
Omakhalekhukhwini baphakathi kwezimpahla ezinezinketho ezibanzi kakhulu zokukhokha. Ungakhetha, isibonelo:
Ukuthenga okunesaphulelo ngemali
Ungathola umakhalekhukhwini ku-opharetha ngentengo evumayo kakhulu uma futhi uzibophezela emalini abayikhethile. Asifuni ukulahla lokhu okungenzeka ngaso leso sikhathi, kodwa tariff yeselula efanelekile ngezidingo zakho kanye nezindleko zocingo olunikezwayo, ngokuvamile ziqhelelene kakhulu. Ngakho khetha ngokuhlakanipha futhi ungakhohliswa nje ngentengo ephansi yocingo uqobo.
Thenga ngezitolimende kumthengisi
Abadayisi bakagesi bayakuvumela ukuthenga isitolimende cishe noma yini kuhlanganise nomakhalekhukhwini ababizayo. Kungaba ukukhetha okuhle, kodwa ungalindeli izinzuzo ezinkulu futhi imodeli izogcina ikubize imali eningi kunalokho uma uyikhokhe yonke ngesikhathi esisodwa.
Inkokhelo ngekhadi lesikweletu
Ezweni lethu, ukukhokhela yonke into ngekhadi lesikweletu akukaze kwenzeke ngendlela okwenzeka ngayo e-US. Futhi mhlawumbe lokho ngokwengxenye kuyinto enhle. Khokha ngekhadi lesikweletu ungenza noma yini, noma nini. Ngenxa yalokhu, abanye abasebenzisi baziphatha ngokunganaki futhi bathenga izinto ngamanani abangakwazi ukuwakhokha.
Imalimboleko yabathengi
Ikhredithi efanelekile enkampanini engeyona eyebhange, ingaxazulula izinkinga eziningi zezimali ezihlobene noKhisimusi. Ungakwazi ukukhokhela izipho (ucingo) ngengxenye yenani elitholiwe bese uyisebenzisela ezinye izinjongo ezingokoqobo. Kodwa kufanele ukhethe umhlinzeki wemalimboleko oqinile ngempela kusenesikhathi.
Naka imininingwane yesivumelwano semalimboleko
Imalimboleko yomthengi engeyona yasebhange izosusa iva lezezimali esithendeni sakho ngokushesha futhi ngaphandle kwamaphepha angadingekile. Kodwa ungalingeki yizo zonke izithembiso zokubolekwa ezizisholo ukuthi ziyazuzisa. Ngaphambi kokusayina noma iyiphi inkontileka, okokuqala thola i-RPSN (intengo yangempela yemali mboleko) kanye nemibandela yokubambezeleka kokukhokha. Abahlinzeki abangathembekile bayakujabulela ukukuqola uma wephuze ngosuku olulodwa.
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