Umlayezo wezentengiso: Uma uthatha isinqumo sokuboleka imali, kubalulekile ukuthi ucabangisise ngalokho okulindele futhi okudingayo kuyo. Lokhu kuzokusiza ukuthi ukhethe imali ebolekiwe engcono kakhulu.
Umbuzo wokuqala okufanele uzibuze wona uthi, udinga imali engakanani. Izikweletu ezinkulu ngokuvamile zisho inzalo ephezulu kanye nezinkokhelo zanyanga zonke.
Isici sesibili esibalulekile ubude bemalimboleko. Iyahlukahluka kuye ngenani. Ngemali mboleko yesikhathi esifushane, ngokuvamile unenyanga okufanele uyikhokhe, kanye nemali mboleko yesikhathi eside, ngisho neminyaka eminingana.
Ungakwazi ukuboleka ngokuvamile kusukela emakhulwini ambalwa kuya emakhulwini ezinkulungwane zemiqhele - bheka lapha lapho ungafaka khona isicelo semalimboleko esheshayo.
Akufanele ukhohlwe ukuthi nawe uzofanele wenzeni ukubhala uma ufaka isicelo okwemalimboleko. Ingabe isitatimende semali engenayo sizokwanela? Noma ingabe isikhungo esikubolekayo sidinga iwaranti noma isiqinisekiso sezindawo ezithengiswayo?
Lapho ukhetha imalimboleko, gxila kuyo ithuba lokubuyisela ngokushesha. Ingabe zikhona izinhlawulo uma ukhokha imalimboleko kusenesikhathi? Kuyafaneleka futhi ukuthola ukuthi kungenzeka yini ukunweba imali mboleko uma kunesidingo, futhi uma kunjalo, ngaphansi kwaziphi izimo.
Okokugcina, ngaphambi kokuthi wenze isinqumo sakho sokugcina, funda izibuyekezo ku-inthanethi ezivela kwabanye abasebenzisi abangakusiza. Futhi-ke, zijwayeze ne- APR, imigomo yenkontileka futhi uqiniseke ukuthi uyaqonda yonke into ngaphambi kokuthi usayine isivumelwano.
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