Umlayezo wezentengiso: I-P2P (peer-to-peer) yokuboleka ivumela abatshalizimali ukuthi batshale imali yabo ezisekelweni eziboleka imali kubafaki bezicelo zokuboleka imali. Bese bebuyisela imali ebolekiwe (imalimboleko ye-P2P) ngenzalo, etholwa umtshali-zimali.
Ngakho-ke, amapulatifomu e-P2P axhuma abatshalizimali abafuna ukutshala imali yabo nabantu abafuna ukuboleka imali.
Izinketho zokutshala imali ze-P2P e-Czech Republic (+1% ibhonasi)
Inkundla eyodwa enjalo yinkampani yaseCzech fintech iBondster, lapho abatshalizimali abacishe babe yi-10000 betshala imali, asebetshale imiqhele engaphezu kwezigidigidi eziyi-1,1 kule nkundla.
Isilinganiso sesivuno sonyaka ku-Bondster cishe ku-7,97% emiqhele kanye no-13,27% kuma-euro. Nokho, endaweni yesikhulumi uyophinde uthole ukutshalwa kwezimali emalimboleko nge 17% ukwazisa pa
ICEBISO: Ikhodi yephromo ye-Bondster 05836 izongeza iphesenti ngaphezulu
Uma ufaka uma ubhalisa ku-Bondster usathola ikhodi yephromo ethi 05836 okwengeziwe 1% kusukela ekutshalweni kwakho okwenzile ezinsukwini zokuqala ezingu-90.
Izinzuzo zokutshala imali kwe-P2P
- Imali engenayo yanyanga zonke (ifanele imali engenayo "yamahhala yesondlo")
- Izimalimboleko nge-EUR zinesiqinisekiso sokubuyisela emuva, i.e. ukuthi uma umboleki ehluleka ukuboleka imali, umhlinzeki uzobuyisela yonke inhloko esele, kuhlanganise nenzalo.
- Iholo elifinyelela ku-17% ngonyaka (+1% eyengeziwe uma usebenzisa ikhodi yokubhalisa 05836)
- Ukuze kuncishiswe ubungozi, ezinye izikweletu zibuye zivikelwe, ngokwesibonelo, izindlu ezithengiswayo
- Amathuba okusetha umsebenzi wokutshalwa kwezimali okuzenzakalelayo ngokwemibandela (akudingeki ukhathazeke nganoma yini futhi yonke imali engenayo iphinde itshalwe kabusha)
>> Ukubhaliswa okulula ku-inthanethi lapha (faka ikhodi 05836 ukuze uthole ibhonasi engu-1% eyengeziwe)
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